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Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "View Report" button to compare your budget breakdown to our targets, which can help identify areas for improvement.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

    You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

    For more information about this Plug-in please visit: SUN's Java™ Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions

Your income
Your total gross income from your paycheck.

Other income
Any other income that you receive including bonuses, alimony, child support or income from a business.

Federal tax withholding
Total amount withheld for federal taxes. Enter this amount from your pay stub.

State tax withholding
Total amount withheld for state taxes. Enter this amount from your pay stub.

Local tax withholding
Total amount withheld for local taxes. Enter this amount from your pay stub.

Other taxes and withholdings
Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.

FICA
Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.

Medicare
Total withheld for Medicare based on the gross income on your paycheck.

Insurance and benefits
Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.

Company retirement savings plan
Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


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